I often get asked about the differences between Credit Counseling, Financial Coaching and Financial Planning. This is an excellent question simply because there is some overlap. In a nutshell, credit counseling tends to be a reactive stance people take when they realize their financial situation is bad. Credit counseling typically deals with debt, working with ...…
Does this photo remind you of your financial life? Almost every day, I hear from a metro Detroit family that feels like their financial life is a sinking ship. You may have remembered hearing the line “Women and Children First!” in movies about the Titanic. The same principle applies when your financial ship is looking ...…
I subscribe to MyFICO.com. They sent an e-mail asking for testimonies about my credit education from using their services. Wonder if they will publish this testimony. Three years ago, I had an 816 FICO score. 100% flawless credit record. I was always borrowing money on lifestyle enhancements that I didn’t need but made life fun ...…
